Young adults face unique financial challenges these days, from figuring out how to save for retirement to tackling crushing student loan debt. One of the things that millennials tend to put on the back-burner is having adequate insurance. In fact, the under 30 crowd is more likely to lack things like health and life insurance than older consumers. It’s easy to think you don’t need life insurance when you’re starting your career and you’re relatively healthy. However, you may want to check out these good reasons to buy it sooner rather than later.