Do I Need Long Term Care Insurance?

Long-term care may include a stay in a nursing home, assisted living facility, or even home care. Even if you have a spouse or other family member to help with some basic tasks, you may need a little extra help sometimes while they are at work or otherwise away from home. You may ask… Do I need long term care insurance? 

How Life Insurance Protects a Mortgage

If you own a house, your mortgage is likely to be one of your largest monthly outgoings. So how would your loved ones would keep up with repayments in the event of your death?

The aim of a life insurance policy is to help your dependants cope financially if you die, so outstanding debts and living expenses are less of a burden on them. 

Auto and Car Hauler Insurance

Car and auto haulers make it all possible, delivering new and used cars to dealers and waiting for buyers all across the country. All those new cars on the road add to the risks, however, and it’s essential to have the right coverage if you’re hauling cars or other types of vehicles. 

Employment Practices Liability Insurance (EPLI)

What would happen to your company if an employee sued because you failed to promote her? Would your business be able to handle the cost of a wrongful termination suit or a sexual harassment claim? Although you probably don’t like thinking about these possibilities, planning ahead can save many headaches and even save your business in the event that your company is sued. 

How Having Points on your Licence Impacts Your Insurance Rate

A driver can have points put on their license for a variety of reasons, but few know the exact impact that has on their insurance rates or future driving infractions. There are several traffic violations that could result in you having points put on your drivers license. For example, speeding is a common high-risk traffic violation that results in points going on your record.