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Life Insurance in Houston

Estate Planning Using Life Insurance

One key element in estate planning is the addition of life insurance. A life insurance policy can serve several estate planning purposes at once and the trend of falling prices for life policies has made life insurance an even more attractive part of an estate planning strategy. 

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Homeowners Insurance in Houston

Homeowners Insurance Coverage Recommendations

For most people, their home is the most valuable thing they own. That’s why they should protect it with homeowners insurance, which pays to repair or replace the home if it is damaged or destroyed by disasters such as storms or fires. If you have a mortgage, most lenders require that you have homeowners insurance. 

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Unexpected Loss in Houston

How to Deal with an Unexpected Loss of Income?

Factoring in future decreases in income is a normal part of financial planning. For example, you expect household income to drop when you retire. Unforeseen losses of income due to illness, job loss or the death of a family wage-earner are another matter. 

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Houston Business Insurance

Why Is Business Insurance Important?

Even if you have a successful business, disaster could strike at any moment and force you to shut your doors. Companies typically carry insurance to mitigate the risk of unforeseen damage. Although it might seem tempting to cut costs by forgoing insurance, business experts like the Small Business Administration (SBA) highly recommend maintaining a business insurance policy. 

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Car Insurance Coverages in Houston

How Much Auto Insurance Coverage Do I Need?

What is liability coverage?

“Liability” coverage protects you in the case that you are found liable for another person’s expenses. So, you get into a car accident. You are found at-fault or at least partially at-fault. This means you are responsible for the other driver’s damages. Your liability coverage would step in to pay for the expenses of the other party or parties. 

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