What is a CLUE Insurance Report?

A CLUE Report is a document that shows the seven-year history of loss associated with a person and a piece of property, such as a house or a car. Insurers use a CLUE report to determine the risk of insuring that property. 

What Happens If You Get Into An Accident Without Insurance?

When a person gets into a car accident, lots of things happen – problems arise, legal conversations are needed, and bills accumulate. When a person is insured, these problems become much smaller and much easier to solve. However, if a person is uninsured, things can get out of hand. 

When Do You Need Permanent Life Insurance?

When Whole Life Insurance is a Better Choice Than Term...

In most cases, people buy term life insurance because they anticipate that their need for life insurance will be temporary. For example, they may need it only until their children reach adulthood or the mortgage on a house is paid off. There may also be the expectation that once the original term policy expires, they will simply take out a new term policy. Term life works brilliantly in any of those situations and many more. 

How to save money on your homeowners insurance?

To keep your bottom line in check, understand policy pricing variables

The price you pay for your homeowners insurance can vary by hundreds of dollars, depending on the size of your house and your insurance company. From shopping around to making home improvements, here are some ways to save money while you adequately protect your home and assets. 

How Much Renters Insurance is Really Necessary?

Buying insurance requires a kind of balancing act. Buy too much coverage and you're losing hard-earned money. Buy too little and you leave yourself open to hardship and significant financial loss.