Car Insurance in Houston
Car Insurance for Young Drivers
You probably already know that insurance can be expensive for young, inexperienced drivers. Why? Because 16 to 24 year olds make up 9% of the drivers, but account for 25% of accidents with injuries. So we’ve put together some tips that can help you save a lot on your first car insurance bill.
Avoid the cars that thieves love. According to the National Insurance Crime Bureau (NICB), which publishes annual lists of the top 10 stolen vehicles, according to data submitted by law enforcement authorities to the National Crime Information Center. In addition, cars with factory-installed safety features and some hybrids may be cheaper to insure.
Take driver training. Some companies give a premium reduction if you’ve completed an accredited driving course. Make sure to take an approved Driver Training Course in your province because each province and territory has its own requirements for driver’s licenses.
Bundle your policies. Keep in mind that most insurers offer multi-line discounts in some provinces. So, based on your needs, it might be worth having all your policies with the same insurer to reduce your family’s insurance costs.
Get insured on your parents’ policy. If you’re willing to wait before buying your first car, ask your parents to add you to their policy as an occasional driver. You can save a lot of money, while you gain experience and build a history of coverage. And the better you drive, the more you could save on your premium when you’re ready to buy your own car.
Finally, the best way to save is to maintain a clean driving record, with no convictions or at-fault accidents, and to pay your insurance bill on time. At the end of the day, you’ll be rewarded!
To learn more about automobile insurance solutions for you and your teenager, contact the experts at www.cosechains.com or (281) 858-4700 / (713) 772-0241. Our licensed insurance experts will be happy to answer any questions you have.
Source:thepersonal
Car Insurance in Houston
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